Capital | StoneBridge Capital Group | United States

2019 StoneBridge Capital Group. Photo courtesy of Turnberry Ocean Club www.turnberryoceanclub.com

Top Hard Money Lender

Photo courtesy of Turnberry Ocean Club

Make more money on your flips.

StoneBridge Capital Group is a direct lender and broker specializing in hard money lending. Our goal is to help redevelopers secure investment financing with flexible terms and creative deal structuring. As an online hard money lender, we provide flippers, like you, access to diverse capital sources, so you can focus on what you do best: finding and rehabilitating homes.

Our application takes a couple of minutes to complete, and we can typically provide a deal pre-approval the same business day for most deals. With rates starting at 5.5% for borrowers with a credit score of at least 600, StoneBridge Capital can provide fix-and-flip funding up to 100% of the rehab cost.

​from 6.5%

  • 620 minimum credit score

  • All states except ND, SD, UT, and VT

  • Loan amounts starting at $50k

  • Minimum liquid assets of $50k required (cash accounts)

  • Line limits starting at $500k, regardless of experience

  • No personal income required

  • No first-time homeowners allowed

Fix and Flip Exposure LOC

from 5.5%

  • 600 minimum credit score

  • All states except Alaska and the Dakotas

  • Loan amount: $75,000-$2,000,000

  • Loan to cost (purchase): Up to 90%

  • Loan-to-ARV: Up to 75%

  • Rehab: Up to 100%

  • Loan Term: 3, 6, 9, & 12 Months

  • Residential and up to 20 Units 

Hard Money Loans

from 4.99%

  • 600 minimum credit score

  • All states except DE, MA, and RI

  • Cash-out allowed: up to $2.5M

  • Loan amounts: up to $3M

  • Loan Types: 5/1, 7/1, 10/1, 15 & 30yr fixed

  • LTV's: purchase up to 90%

  • No tax returns

  • Qualify with 12 months bank statements

Long-Term Financing Loans

from 0%

  • 600 minimum credit score

  • All states

  • Down payment Financing

  • Up to 100% of transaction 

  • Unsecured funds vehicles

  • Soft credit inquiry

  • Quick response

Gap Funding Loans

We provide financing to investors ONLY

It only takes 1-2 minutes to submit a deal for financing to us, and we can typically provide a deal pre-approval the same business day for most deals

  • Buy-Fix-Sell

  • Portfolio Acquisitions

  • Buy-Fix-Rent

  • Mixed Use

  • Vacation Rentals

  • Small Balance Commercial Deals and Apartments

Contact Us